Your Trusted Professional Consultants Certificate Provider.
The PCC Group Limited specialises in providing Professional Consultants Certificates, ensuring peace of mind for property developers, lenders, and homeowners alike. With our expertise and dedication, we deliver certificates that meet the highest industry standards, offering you confidence and compliance in every project.
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Why Choose The PCC Group?
Professionally Qualified Surveyors
Our surveyors are fully qualified and meet UK Finance requirements, ensuring topnotch professional expertise throughout the process.
Fully
Insured
We hold the necessary professional indemnity insurance, with coverage up to £5.0 million, for your peace of mind and security.
On-Site
Audit Visits
Comprehensive site audits are conducted during construction to monitor progress and verify the quality of work, ensuring that everything is built to a high standard.
Frequently Asked Questions
Why Do I Need A Professional Consultants Certificate?
If you have built or converted a property and:
You intend to sell it to a buyer who requires a mortgage, or
You plan to rent it out and secure a Buy-to-Let mortgage to release equity,
you must ensure the property was constructed or converted under a building standards indemnity scheme that is acceptable to mortgage lenders. Generally, lenders will only approve mortgages for newly built or converted properties if they are covered by an approved warranty scheme or a UK Finance Professional Consultants Certificate (PCC).
What Properties Are Not Covered In A Professional Consultants Certificate?
Garages and commercial properties are excluded from coverage under our PCC, focusing solely on the residential structure itself.
Is This The Same As A Structural Warranty?
A PCC is not the same as a structural warranty, and there are limitations in legal cover and protection for latent defects.
Does This Meet The Consumer Code For New Homes?
Our PCC does not meet the requirements of the Consumer Code for New Homes, which may be required for certain properties or buyer protections.
Our Benefits
Flexible Cover
Period
Choose from 6 year or 10 year coverage, depending on your project’s needs, giving you the flexibility you require.
Versatile
Coverage
Suitable for both new builds and conversions, ensuring that a wide range of projects can benefit from our coverage.
UK Finance
Recognised
Our PCC is recognised by over 100 UK lenders listed on the UK Finance Approved Lender List (formerly the CML), making it easier to secure financing.
Timely
Delivery
We offer fast response times, with quotations typically available within 24 hours, allowing you to move forward with your project quickly.
Budget
Friendly
Our PCC is more affordable than a traditional structural warranty, offering a great value solution for latent defects insurance.
Binding
Documents
A PCC is a legally binding document confirming that the project has been completed to a satisfactory standard, supported by audit reports carried out by qualified professionals.
Stakeholder
Reassurance
Our PCC provides reassurance that construction work has been completed in compliance with planning permissions, building regulations, and other associated contracts.